Ducks in a row.

A little planning upfront saves a lot of grief down the road - find out how to prep right.

Icon Pie

Borrowing power

Get to grips with the bottom line: how much can you borrow, and what’ll it cost you?

Calculate borrowing power
Icon List

Get prepped

Read our checklist of things to sort before you launch into getting your next place.

Get prepped
Icon Bird

Free your equity

If your property has increased in value, you could use it to leverage a bigger loan – without having to sell.

Thought about refinancing?
Icon Egg

Chicken or egg?

It’s the classic conundrum – do you buy or sell first? We take you through the pros and cons.

Buy now or sell first?


You shouldn’t have to choose between buying a home and keeping your lifestyle.

Now, with Life&Loan, you don’t have to – just tell us what kind of house and neighbourhood you’re after, and we’ll help you find what you’re looking for.

find my home

Life And Loan 153X240px

Getting your loan.

Need to get a handle on your home loan options? Check out our tips on choosing your loan and nailing the application.

(Of course, you can always call for a home loan chat – get in touch on 13 15 63.)

Get a loan that fits

Get the lowdown on your loan options, and work out which one is best for you.

Get the right loan

Apply right

A little groundwork can take the heartache out of loan application.

Ace your application

Get approved

All prepped? Get auction-ready with a conditional loan approval.

Meet a mobile banker

Settle up

The final part of the purchase process is an important one – don’t rush it.

Settlement done right

Member package.

Save even more on your loan by adding a Member Package

For just $395 per year on eligible loans, you get all this:

  • lower variable interest rate (check the rates)

  • no valuation fee (save $200)

  • no solicitor fee (save $200)

  • no fee for fixing your loan (save $250)

  • no fee for splitting your loan (save $250)

  • no fee for topping up (save $250)

Help and

Snappy answers to your banking questions.

  • Stamp duty

    A tax that needs to be paid within 30 days of settling your property purchase. The calculation varies from state to state, but it’s generally a percentage of the value or purchase price of the property.

Contact us.

Call us

Got home loan questions? Give us a call on 13 15 63 and we’ll help you out.

13 15 63

Or don't

Keen to talk home loans, but short on time? Leave your details and we’ll call you.

get a call back

Face time.

Our home loan specialists come to you – and you choose the time and place.

book a meet up

Stay in the loop.

Looking to get the jump on the housing market? Sign up to our regular article series for tips, tricks, and strategies on finding and buying the right property.

the legal stuff.

Terms, conditions, fees and charges apply. Applications are subject to credit approval.