About ME.


Super supported

Built and supported by industry super funds – so our profits benefit the organisations that look after the retirement funds of 5.5 million Aussies.


We're keeping it digital - so we can bring you lower fees, higher returns and 24/7 banking.

Our purpose

We've been helping everyday Australians get the most out of their money since 1994 – and that's not changing

The perfect banking combo.

Open an Everyday Transaction Account with your first Online Savings Account and you could qualify for a delicious monthly bonus rate.2

Open now

No account-keeping or
ATM fees.

You shouldn’t be charged to access your own money. Use over 15,000 major bank ATMs for free and we’ll refund any transaction fees at other ATMs within 30 days.1

No minimum deposits.

It’s your money; we won’t tell you what to do with it. Save as much or as little as you like, with no penalties. Say yes to convenience, no to obligations.

Everyday Transaction Account Buck

Colour code your cash.

Whether you’re a spender or a saver, Buck’s four colours let you colour code your cash, and keep you on top of your finances.

Ed – the online school of money.

Ed is a fun, fast, free series of online modules that helps you to build fiscal know-how and make more out of your money.


Learn about establishing goals, creating a budget, and good money habits.

Get learning


Learn about types of home loans, costs when buying and the costs when building.

Get learning


Learn about investing, types of investments, and understanding risk.

Get learning


Mozo Experts Choice 2018 Australia

Australia's Best Bank

Mozo named ME Australia's Best Bank for having the widest range of highly-ranked products of any bank.

Money Minder of the Year award

Money mind of the year

Money magazine recognised ME as the best place to stash your cash 2018.

Canstar 5-star Everyday Transaction Account outstanding value

5-star value

Our everyday account and Online Savings Account earned ME a 5-star Canstar rating for outstanding value.

The legal stuff.

The legal stuff.
  1. Free ATM access terms and conditionsOpen your new Everyday Transaction Account & receive a refund on fees incurred at all ATMs in Australia within 30 days of the transaction. We may change or withdraw this offer at any time.
  2. Online Savings Account (OSA) variable bonus interest terms and conditions.
    To receive bonus interest on your OSA for any calendar month you must have a ME Everyday Transaction Account (ETA) and during that month we process at least one purchase you make with your ETA debit Mastercard® per week using tap & go™. Bonus interest is only payable on balances up to $250,000 on the first OSA you open. You’re automatically eligible for bonus interest on your first OSA unless it was opened before 10/08/15, in which case you’re only eligible upon request.  Purchases made in a calendar month which are processed in the next calendar month (for reasons beyond our control) are not eligible purchases for bonus interest. If you don’t meet all of these bonus interest conditions you’ll receive variable base rate interest only, however in any month we may without notice waive the requirement for you to meet all of these conditions. We may change or withdraw the bonus interest offer at any time.

Your total deposits in ME are protected up to a limit of $250,000. This protection is provided as part of the Financial Claims Scheme (FCS), which is an Australian Government scheme that provides protection and quick access to deposits in banks, building societies and credit unions in the unlikely event that one of these financial institutions fails. For more information about the FCS go to www.fcs.gov.au

Award info
Money magazine, Money Minder of the Year is awarded to the provider most likely to have an account that delivers value for money and includes personal transaction accounts, children’s accounts, regular saver accounts, online saving accounts and term deposits

ME won the Best of the Best Award 2018 for Best Everyday Account – Bank category. The winners were ranked by average dollar cost based on 30 transactions a month and a zero balance, then by ATM network, branch network, availability of phone banking and interest rate on a balance of $2,000.

Canstar ranks transaction accounts based on value-for-money measures and then awards a star rating according to rank. The top accounts will be awarded a five-star (or outstanding) rating. ME was awarded a 5-star rating in the following categories: Low Transactor – requires full access to the account including ATM, EFTPOS and BPAY and conduct an average of 10 transactions per month; and High Transactor – requires full access to the account including ATM, EFTPOS and BPAY and conduct an average of 35 transactions per month.

Terms, conditions, fees and charges apply. This is general information only and you should consider if these products are right for you.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.