Features.

With a low interest rate and no annual fee. Frank’s got you covered.2

INTEREST FREE.

Get up to 55 days interest free on purchases.3

SHOP ON THE RUN.

Use tap & goTM to make instant purchases at the tap of a card.

CARD LOCK.

Put a temporary stop on your card whenever you need to - instantly in the app and internet banking.

FRANK & FEARLESS.

Get protected from unauthorised purchases.

STAY SECURE.

Activate extra protection for when you shop online.

PRICELESS.

Get instant access to exclusive local and international offers.

Learn more

Facts & fees

Apply.

Apply now

You’ll need to have

  • about 5 minutes
  • your drivers-licence or passport
  • information on your income and expenses
  • your current ME account number (if you're a ME customer)

You’ll need to be

  • at least 18 years old
  • an Australian citizen or permanent resident
  • earning more than $25,000 a year

What happens next

We'll be in touch to get more info on your income, and to get your application wrapped up.

Don't take our word for it.

5-star Canstar rating for outstanding value low-rate credit card
Canstar 5-star Rating 2018

Our Frank low-rate credit card earned ME a 5-star Canstar rating for outstanding value.

Mozo Named ME Australia’s Best Bank
Mozo Bank of the Year 2018

Mozo Named ME Australia’s Best Bank for having the widest range of highly-ranked products of any bank.

Help & support.

Paying it down.

How to manage your credit card payments or set up regular direct debits.

Paying your credit card

Changing your limit.

Things change - and you can boost or cut your credit limit to suit.

Changing your credit limit

Frank abroad.

Heading overseas? Your Frank Mastercard has you covered in more than 200 countries. 

Travelling with Frank

TRACK THAT.

Find out about apps for your money needs - from budgeting and paying bills to blitzing debt.

Give me some more.

TRAVEL SMART.

Three tips for exploring the world without breaking the bank.

Travel your wallet will love

CREDIT SCORES.

Everything you always wanted to know about your credit history (but were afraid to ask).

Know the score

The legal stuff.

The legal stuff.

Credit Card Terms and Conditions
Key facts about this credit card

Applications are subject to credit approval.
  1. Interest rates are current at  19-Sep-2018 and subject to change.
  2. Terms, conditions, fees and charges apply and are subject to change. Cash advance fee of $4 or 2% of the amount of the cash advance (whichever is greater) and other transaction fees may apply.
  3. Up to 55 days interest free only applies if you pay your balance in full by the due date each month.
  4. Mastercard Zero Liability protection is subject to meeting Mastercard's conditions. For full details of the MasterCard Zero Liability policy and conditions click here.
Award info
Mozo recognised ME as the most successful bank over the last 12 months. Having picked up awards for best value in home loans, credit cards, savings accounts and term deposits, ME was found to have the widest range of highly-ranked products of any bank.​

Canstar ranks low cost credit cards based on the net cost of owning the credit card for 12 months. The lowest cost product will receive the top score (a five-star rating). ME was awarded a 5-star rating in the following category: Low Fee credit card – Canstar recognises outstanding value for consumers seeking a credit card with low ongoing fees and who may be looking to access some premium card facilities. To be eligible the credit card must be a personal, unsecured credit card and the minimum credit limit cannot be higher than $6000.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Tap & go is a trademark of Mastercard International Incorporated.