With a low interest rate and no annual fee. Frank’s got you covered.2


Get up to 55 days interest free on purchases.3


Use tap & goTM to make instant purchases at the tap of a card.


Put a temporary stop on your card whenever you need to - instantly in the app and internet banking.


Get protected from unauthorised purchases.


Activate extra protection for when you shop online.


Get instant access to exclusive local and international offers.

Learn more

Facts & fees


Digital wallet on Android and Apple phone

Digital wallets have arrived.

Get set up instantly in the ME app. 

Let’s forget physical – you can now pay securely using your favourite device anywhere, anytime. So you can forget your wallet on purpose next time.

Get started with digital wallets


Apply now

You’ll need to be:

  • At least 18 years old.
  • An Australian citizen or permanent resident.
  • Employed and earning a regular and verifiable income of at least $25,000 a year.

You'll need:

  • About 5 minutes.
  • your passport or Australian driver licence.
  • Proof of income (e.g. two most recent payslips) and information on your expenses.
  • Your current ME account number (if you're already a customer).

What happens next:

If you’re approved, we’ll ask you to send through proof of your income and we may verify this by getting in touch with your employer.


Find out about apps for your money needs - from budgeting and paying bills to blitzing debt.

Give me some more.


Three tips for exploring the world without breaking the bank.

Travel your wallet will love


Everything you always wanted to know about your credit history (but were afraid to ask).

Know the score

The legal stuff.

The legal stuff.

Credit Card Terms and Conditions
Key facts about this credit card

Applications are subject to credit approval.
  1. Interest rates are current at  18-Aug-2022 and subject to change.
  2. Terms, conditions, fees and charges apply and are subject to change. Cash advance fee of $4 or 2% of the amount of the cash advance (whichever is greater) and other transaction fees may apply.
  3. Up to 55 days interest free only applies if you pay your balance in full by the due date each month.
  4. Mastercard Zero Liability protection is subject to meeting Mastercard's conditions. For full details of the MasterCard Zero Liability policy and conditions click here.
Award info
Mozo recognised ME as the most successful bank over the last 12 months. Having picked up awards for best value in home loans, credit cards, savings accounts and term deposits, ME was found to have the widest range of highly-ranked products of any bank.​

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Tap & go is a trademark of Mastercard International Incorporated.