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Me Bank Home Loan

Sure, you’ve been together for years. But maybe it’s time for a change.
After all, there’s no shame in flirting with another bank (like ME) to find
a sweet home loan fit – especially when our rates are so kissable.

see all our rates.



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owner occupier home loan rates.


Here's a snapshot of our most popular home loan rates.





Basic Home Loan

All frills no fuss. Variable rate only.

Variable Rate 4.49%p.a.(1) 4.50%p.a.(2)  



Flexible Home Loan

All the bells and whistles. Option for Variable, Fixed or both.


Option to purchase a Member Package for even lower variable rate. 

Variable Rate for new owner occupier loans with the purchase of a Member Package(3). 4.09%p.a.(4) 4.49%p.a.(2)  
  Fixed Rate 2 Year 4.12%p.a.(1) 4.92%p.a.(2)  
  Fixed Rate 3 Year 4.19%p.a.(1) 4.86%p.a.(2)  
  Fixed Rate 5 Year 4.59%p.a.(1) 4.89%p.a.(2)  


rate lock.

When you apply for a fixed rate home loan, you will receive
fixed rate that applies at the time your loan is settled.
This might be different to what the fixed rate was when you applied.
A current fixed rate can be secured for 90 days by paying a $500 rate lock request fee.
At settlement you will get the better of the two rates.


we'll help you find the one.

Check out your home loan options – basic and flexible – below.




 Table Features 

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be a little calculated.

Leave the number crunching with ME. Use our suite of calculators,
including our repayment calculator for a quick and easy finance guide.


  loan repayments borrowing power loan comparison  

loan repayments.

See what your repayments are
depending on how often you
want to make them.

borrowing power.

Work out how big a slice you can
borrow based on your earnings
and how much you owe.

loan comparison.

Compare apples with apples for
ongoing fees and rates, and make sure
that lower cost loan is exactly that.






make a date with ME.

Fill out the form below and one of our mobile bankers will be in touch to
arrange an appointment at a time and place that suits you. 

Already have a ME home loan? No need to fill in the form, just call 13 15 63

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things you should know

(1) Interest rates are current at 11-Feb-2016 and subject to change. The interest rate offered on the day of settlement will apply. A current fixed rate can be secured for 90 days by paying a $500 rate lock request fee.

(2) Comparison Rate based on a Basic Home Loan and Flexible Home Loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

(3) Member Package annual fee of $395.

(4) CONDITIONS OF DISCOUNT a 0.79% p.a. discount is offered off the reference rate for variable Flexible Home Loans with a Member Package where the primary loan purpose at application is owner occupied. Only applies to new home loan applications. The discount cannot be used with any other rate promotion. Existing applications, internal refinances, top ups or variations of existing home loans are not eligible. We may change or withdraw this discount at anytime. If you apply after the discount has been withdrawn the Flexible Home Loan with Member Package variable rate without discount (the reference rate) will apply.

(5) Solicitor, valuation and agent fees may apply.

Credit criteria, conditions, fees and charges apply.