everyday transaction account.

Our Everyday Transaction Account has everything you need in a bank account – use of any bank’s ATM anywhere in Australia, convenient and flexible access to your cash with a new buck Debit MasterCard - and nothing that you don’t (like account keeping fees).


knock out ATM fees

With buck you can get everything you need in a transaction account from the bank that pays your ATM fees. Any bank, any ATM, anywhere in Australia.^

low cost banking

By which we mean really low cost. In fact, there are no monthly account-keeping fees at all.

flexible payment options

With buck you can tap & go™ in-store, online, over the phone and even overseas – all using your own money.

see the colour of your money

The buck card sees the colour of your money. Choose the colour that suits you best from Avocado Green, Pineapple Yellow, Lobster Red or Shark Blue-Grey.

earn bonus interest 

Earn bonus interest on your first Online Savings Account on balances up to $250,000 if you tap & go weekly with your buck Debit MasterCard.#








High Interest Online Savings Account Cross -10-10-16

 apply now 

ready to get started? make sure you:

  • • are an Australian citizen, Australian permanent resident or an Australian resident for taxation purposes with an Australian residential address
  • • are at least 16 years old
  • • want the account for personal use
  • • not be a US citizen or US tax resident


ME - Facts and Fees

Fact & fees

ME - Read FAQs

Read FAQs

ME - Contact Us

Get in touch




the legal stuff


free ATM access terms and conditions.
^Free access at any ME ATMs and our preferred ATM network of Westpac, St.George, BankSA and Bank of Melbourne ATMs. Open your new Everyday Transaction Account & receive a refund on fees incurred at all other ATMs in Australia within 30 days of the transaction. We may change or withdraw this offer at any time.

online savings account (OSA) variable bonus interest terms and conditions.
#To receive bonus interest on your OSA for any calendar month you must have a ME Everyday Transaction Account (ETA) and during that month make a weekly purchase with your ETA Debit MasterCard using tap & go. Bonus interest is only payable on balances up to $250,000 on the first OSA you open. You’re automatically eligible for bonus interest on your first OSA unless it was opened before 10/08/15, in which case you’re only eligible upon request. If you don’t meet all of these bonus interest conditions you’ll receive variable base rate interest only, however in any month we may without notice waive the requirement for you to meet all of these conditions. We may change or withdraw the bonus interest offer at any time.

other important information.
Terms, conditions, fees and charges apply. This is general information only and you should consider if this product is right for you. Fees and charges apply. Before you apply read the Online Savings Account terms and conditions (28 pages), and the Everyday Transaction Account terms and conditions (37 pages) and fees and charges guide (1 page).

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.