A home loan doesn’t have to mean giving up on life’s little luxuries. ME has two loans – Basic and Flexible – with competitive rates so you can still do Sunday brunch and afford a decent coffee every day. Our home loan specialists can run you through the best options on the menu, so you can have the loan and keep your lifestyle. Dig in.
|features.||basic home loan.||flexible home loan.|
|Perfect for Sunday brunch|
|No application fee4|
|No ongoing account-keeping fees|
|Member Package available ($395 annual fee)1
(includes 0.94%p.a. discount on the life of the loan)
|Variable rate option|
|Fixed rate option (1-7 years)|
|Split your loan option|
|100% offset transaction facility|
|No redraw fees|
|Borrow up to 95% of property valuation|
|more details||more details|
There’s a lot to think about on the way to moving in to your own place.
Follow this step-by-step recipe and you’ll be cooking in no time.
Before you even start looking at properties, narrow your search by getting a sense of what you can afford. Get in touch with ME – for an obligation-free home loan chat.
Research the market and get a feel for the prices in the area you want. When you find a place you’re interest in, here’s what you’ll need to do:
Take the plunge and make your offer. If it’s accepted, things really get going:
Your solicitor (or conveyancer) will get to work transferring the property into your name. When settlement time arrives, you’ll need some extra money handy to cover things like stamp duty, legal fees and any adjustments for rates and utilities.
Pick up the keys and pop the champagne – anyone for brunch?
Want to chat to a home loan specialist? Fill in the form below to request a call back or call 13 15 63 if you’re ready now.
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