Home loans.

Move in sooner by finding the right home loan.

Compare our rates

Everyday banking.

An award-winning account with zero account-keeping fees.

Everyday transaction account

Online savings account.

Say yes to high interest and no to fees - and save faster.

Start saving today

Low rate credit card.

Shop without the aftershock — with low interest.

Learn more

Term deposits.

Get ahead with our amazing term deposit rates.

See how much you can save

Personal loans.

Take control of debt with our low-rate personal loan.

Learn more

Looking for a home loan
with more flexibility?

Talk to ME today about great rates and flexible features.

Find out about flexible home loans
HomeME high interest savings account

Take home up to 5.55% p.a. bonus interest.2

Save for your first home deposit, your next holiday, your dream car and more, sooner. With HomeME, you can earn up to 5.55% p.a.2 when you meet the monthly criteria. 

Find out more about HomeME.

Find the right term deposit

Competitive term deposits.

Make the most  of your nest egg with ME's term deposits competitive 12-month rate, guaranteed returns, no set-up or account keeping fees.

Learn more about term deposits 


All about ME.

We were created in 1994 as an alternative to the big four, with the purpose of helping everyday Australians reach the dream of owning their own home. And today, while we offer a full suite of banking products, we've never forgotten our roots.

Learn more about the bank making money good.

Over $2 million donated.

Over the last decade, we've helped raise over $2 million for the National Breast Cancer Foundation. 

See our causes

Our purpose.

We’ve been helping everyday Australians get the most out of their money since 1994 – and that’s not changing.

Our story

Lost & found.

Card gone missing? Block it till you find it.

Block your card

RBA rate changes.

Important information for our customers.

Learn about rate changes

Financial strain.

Has the unexpected got you struggling with repayments? Get in touch.

Financial hardship


Looking for banking help? We got you.

Get answers

The legal stuff.

The legal stuff.

2. HomeME Account Bonus Interest terms and conditions.
The Bonus Interest Rate applicable to your HomeME Account will apply:

For each calendar month where:

  • A minimum of $2,000 was deposited into your SpendME account in the previous calendar month from an External Account. The SpendME account to which money is deposited must be held in the same name (sole name account) or names (joint names account) as your HomeME account;
  • The closing balance of your HomeME account on the last day of the previous calendar month was higher than the closing balance of your HomeME account on the last day of the calendar month before that  (excluding interest paid by ME or any adjustments processed by ME)
  • to the balance of your HomeME account up to $1,000,000. 
  • 5.55% p.a. is payable on balances up to $100,000.
  • 3.00% p.a. is payable on balances between $100,001 to $1,000,000
  • 0.55% p.a. is payable on balances >$1,000,000

If you don’t meet all of these bonus interest conditions you will receive variable base rate interest only, however in any month we may without notice waive the requirement for you to meet all of these conditions.

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